James Evans FS Newsletter
About Us
James Evans Financial Services, established in 2008, specialises in high-net-worth property financing. We’ve completed thousands of deals worldwide, including mortgages, asset finance, cash flow lending, and FX. We now also offer lending against listed stocks and cryptocurrencies.
What we offer
James Evans Financial Services, established in 2008, specialises in high-net-worth property financing. We’ve completed thousands of deals worldwide, including mortgages, asset finance, cash flow lending, and FX. We now also offer lending against listed stocks and cryptocurrencies.
Rates across the market
Rates are subject to change in line with market fluctuations and depend on your LTV size.
Trending
- Borrow up to 6 times income
- Up to 95% LTV
- 5 and 10 year fixed rates
Eligibility
- All applicants MUST be 1st time buyers
- Min income = £35,000 sole applicant, £55,000 joint
Self employed income is NOT accepted with this product.
- Borrow up to 5.5 times income
- Up to 90% LTV
- 5 and 10 year fixed rates
Eligibility
- Any applicant MUST be 1st time buyers (not all)
- Total Min income = £50,000 or more
Self employed income is NOT accepted with this product.
Santander have recently changed their procedure around Product transfers. When clients accept a new product transfer deal that’s lower than their current one, they get to choose if they want it to start straightaway or wait until their current deal ends, without paying ERC’s. If the mortgage loan(s) are currently on Standard Variable Rate, Follow-on Rate or a lifetime tracker, the new deal will automatically start straightaway. Clients won’t be able to choose.
ERC-free overpayments in the product transfer window
Clients can also make an overpayment before their product transfer request without paying an ERC or affecting their 10% overpayment allowance. They might get a lower interest rate if their LTV reduces.
Recent Blog Posts
James Evans Newsletter About Us Since 2008, James Evans Financial Services has been a trusted partner to clients seeking intelligent, flexible financing solutions. Having arranged thousands of transactions across the...
Client Profile We were approached by a French national with Indefinite Leave to Remain (settled status) who was looking to purchase their existing property directly from their landlord. The agreed...
Client Profile At James Evans Financial Services, we were recently approached by an existing client seeking to fund the purchase of a rare 1950s Ferrari, with a purchase price of...
James Evans Newsletter About James Evans Financial Services At James Evans Financial Services, we have specialised in delivering intelligent, flexible funding solutions since 2008 — spanning property finance, portfolio lending,...
James Evans Financial Services Limited
4 Morston Court, Kingswood Lakeside, Cannock, WS11 8JB
Registered in England and Wales 07652559
James Evans Financial Services Limited is Authorised and Regulated by the Financial Conduct Authority 711903
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We primarily grow our business by recommendation. If you wish to refer somebody, and feel that they would benefit from the vast experience and brand strength of James Evans Financial Services, please let us know.
