JEFS Case Study
An existing high-net-worth client approached us with an urgent requirement, to raise a further £2.5 million against their primary residence. The funds were needed quickly to take advantage of a time-sensitive investment opportunity.

The Challenge
Large further advances of this scale often involve complex underwriting, multi-layered lender approvals, and extensive documentation—processes that can typically take several days or even weeks. The client, however, required a rapid turnaround without compromising on rate or structure.
Thanks to our established relationship with the client and a clear understanding of their financial position, we were able to act immediately. Leveraging our strong lender partnerships and in-depth market knowledge, we negotiated terms that aligned with the client’s objectives.
Within just 24 hours, we successfully secured and completed the further advance. The client achieved a highly competitive rate of 0.79% over the Bank of England base rate, providing them with a cost-effective and flexible solution.
What does this demonstrate?
This case is a strong example of what James Evans Financial Services strives to deliver:
- Speed without compromise
- Specialist expertise in high-value lending
- Access to competitive and bespoke financial solutions
- A personalised, relationship-driven service
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