James Evans FS Newsletter
About Us
James Evans Financial Services, established in 2008, specialises in high-net-worth property financing. We’ve completed thousands of deals worldwide, including mortgages, asset finance, cash flow lending, and FX. We now also offer lending against listed stocks and cryptocurrencies.
What we offer
- Mortgages for All Profiles: First-Time Buyers to Complex, Multi-Currency Cases
- Personalised Service with Dedicated Account Management from Start to finish
- UK, US & European Mortgages
- Asset Finance: Vehicles, Plant, Marine, Aviation & Art
- Lending Against Stocks, Investments & Select Cryptocurrencies
Rates across the market
Rates are subject to change in line with market fluctuations and depend on your LTV size.
Trending
The recent drop in the Bank of England base rate from 4.25% to 4% was widely anticipated by financial markets and analysts, meaning many lenders had already factored it into their mortgage and loan pricing. For borrowers, this means that while the rate cut is a positive signal, especially for future affordability, any noticeable drop in rates may be gradual or limited unless further cuts follow. Now could be a smart time to check in on your remortgage or purchase options before any further market shifts. Securing a deal early may help you lock in competitive rates while they’re still available.
Lenders across the mortgage industry are relaxing their LTI requirements, meaning borrowers may soon qualify for larger loans relative to their income. This shift is being driven by competitive market conditions and a growing recognition that moderate LTI flexibility can boost affordability without significantly increasing risk. Banks and building societies are now more willing to support borrowing at slightly higher multiples. If you’ve been looking to upsize or access more property value, now’s a prime time to revisit your borrowing options.
Recent Posts
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Client Profile We were approached by a French national with Indefinite Leave to Remain (settled status) who was looking to purchase their existing property directly from their landlord. The agreed...
Client Profile At James Evans Financial Services, we were recently approached by an existing client seeking to fund the purchase of a rare 1950s Ferrari, with a purchase price of...
James Evans Newsletter About James Evans Financial Services At James Evans Financial Services, we have specialised in delivering intelligent, flexible funding solutions since 2008 — spanning property finance, portfolio lending,...
James Evans Financial Services Limited
4 Morston Court, Kingswood Lakeside, Cannock, WS11 8JB
Registered in England and Wales 07652559
James Evans Financial Services Limited is Authorised and Regulated by the Financial Conduct Authority 711903
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