Securing a Multi-Property Buy-to-Let Mortgage for a Limited Company

James Evans

JEFS Case Study

Securing a Multi-Property Buy-to-Let Mortgage for a Limited Company

Client Background

An experienced landlord managing a portfolio of 13 properties, split across two blocks within the same postcode, sought support in securing a buy-to-let mortgage under their limited company structure.

The Challenge

The client required a mortgage solution that could accommodate a combined portfolio value of £1.97 million, leveraging rental income across all 13 properties. Finding a lender offering competitive terms for a multi-property, limited company mortgage, while minimising upfront costs through valuation and legal fee incentives, was essential.

Our Solution

Following detailed market research, our broker arranged a 5-year fixed-rate mortgage at 5.59% with a 65% LTV, offering:

  • Free Valuation – removing upfront costs.

  • Fee-Assisted Legals – reducing legal expenses and streamlining completion.

  • Consolidated Multi-Property Structure – allowing all 13 properties to be financed under one facility, maximising rental income efficiency.

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