JEFS Case Study
Strategic Refinance Saves Client Over £1 Million Annually
We recently had the opportunity to support a high-net-worth client with the refinancing of their prime central London property. The client’s priority was to secure the most cost-effective refinancing solution available.
The Offer
After a detailed consultation and financial analysis, we proposed a split-currency mortgage structure, denominated in both GBP and CHF. This tailored approach provided a significant advantage. For the £32.9 million loan required, this strategy resulted in annual interest savings of over £1 million compared to a standard single-currency facility.
The Solution
Following extensive discussions and negotiations with multiple lenders, we successfully secured an interest-only mortgage on a five-year term. The final deal was agreed at a highly competitive rate of 1% above the cost of funds per annum. This outcome represents a significant win for the client, delivering exceptional value and reinforcing the importance of strategic structuring and market expertise in high-value financing.
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